Payotex is a decentralized cross-chain cryptocurrency exchange that enables direct swaps of native assets across multiple blockchains — without wrapped tokens, bridges, KYC, or identity verification.
Services
Cross-Chain Swap
Trade native crypto assets directly across blockchains. Swap BTC to ETH, AVAX to DOGE, LTC to BNB, and many more pairs. All swaps are non-custodial — you send from your wallet and receive directly to your destination wallet. No intermediaries, no wrapped tokens, no bridges.
Hosted Invoice
Create shareable cryptocurrency payment links denominated in USD. Accept payments in BTC, ETH, AVAX, and 50+ other cryptocurrencies. No account or KYC required. Payments are automatically converted and routed to your payout wallet on your chosen blockchain.
Merchant API & Payment Widget
Accept cryptocurrency payments on any website. Generate API keys, create checkout sessions with dynamic USD pricing, and embed a ready-made payment widget. Works with Shopify, Wix, WordPress, and any custom website. Stripe-like dual-key system (secret key + publishable key).
MCP Server for AI Agents
Connect AI agents directly to Payotex through the Model Context Protocol. The stateless Payotex MCP server exposes cross-chain swap quotes, deposit preparation, asset metadata, and transaction status lookups as typed tools for Claude Desktop, Cursor, and any MCP-compatible client. Hosted Streamable HTTP endpoint at https://payotex.com/mcp — no authentication or API keys required.
Supported Blockchains & Assets
Bitcoin (BTC), Ethereum (ETH), Avalanche (AVAX), Dogecoin (DOGE), Litecoin (LTC), Bitcoin Cash (BCH), Cosmos (ATOM), BNB Chain (BNB), Base (BASE), Ripple (XRP), TRON (TRX), plus 50+ ERC-20, BEP-20, and other tokens including USDT, USDC, DAI, LINK, UNI, AAVE, and more.
Key Features
- No KYC — No identity verification, no personal information collected
- Non-Custodial — You control your keys. Payotex never holds your funds
- Privacy-First — No tracking, no cookies, no data sharing
- Native Assets — Real BTC, ETH, AVAX — not wrapped tokens
- Fast Settlements — Most swaps complete in under 30 minutes
- Simple Fee — Flat 1% platform fee on all transactions
- Memoless Transactions — On-chain memo registration for simplified UX
For Merchants
Payotex provides a complete crypto payment solution for online businesses:
- Generate API keys tied to your payout wallet
- Create checkout sessions with dynamic USD-denominated pricing
- Embed the payment widget on your website with a single script tag
- Receive payouts directly to your wallet — no intermediary
- Real-time webhook notifications for payment events
- NPM packages: @payotex.com/node (server SDK) and @payotex.com/checkout (client SDK)
FAQ
- Is KYC required?
- No. Payotex does not require any form of identity verification or personal information.
- Who controls my funds?
- You do. Payotex is fully non-custodial. All swaps execute directly on-chain.
- Can transactions be blocked or censored?
- No. Payotex cannot block, freeze, reverse, or censor any transaction.
- What is the fee?
- A flat 1% platform fee on all transactions, collected automatically on-chain.
- What happens if Payotex goes offline?
- Your funds are safe. In-progress swaps still complete on the decentralized network.
- Can AI agents use Payotex?
- Yes. Payotex runs a stateless MCP (Model Context Protocol) server with typed tools for swap quotes, deposit preparation, asset metadata, and transaction status. Connect Claude Desktop, Cursor, or any MCP client to https://payotex.com/mcp — no authentication required.